Making an offer on a property means you’re one step closer to buying your first home but you need to make sure you have everything in order before you do that, here are some things to think about.
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Before making an offer on a first-time buyer property, you’ve obviously already identified which pathway you’re taking in the first-time buyer scheme. So if you’ve identified a property on the open market, you need to first clarify with the government whether this property is eligible and whether you’ll be approved for it and then I would recommend that you obviously arrange a viewing for the property, if you haven’t already done so. Make sure you go back to your mortgage provider and if your mortgage isn’t agreed in principle, get it agreed in principle before making an offer. Once you’re in a position to make that offer, you’ve had your mortgage agreed in principle, it’s identified of the government that it does apply to the scheme, go to the agent, if you haven’t already viewed the property then view the property take a family member along or a friend, just to get a second opinion and then maybe offer on the property and secure the purchase. Black Grace Cowley will be able to help you do that.
