How do I get the best mortgage?
There are some things you can do to prepare which could improve your chances of getting the best mortgage.
Transcription
What we’d recommend as a first time buyer, like I say initially, do your research have a look on the government website or come in and talk to us at Black Grace Cowley, the best thing you can do is fill in a budget planner. I know there is one attached to the government website on the first-time buyer scheme. It’s very good. You’ll be surprised at possibly how much money you perhaps don’t save in the right way. We’re all guilty of it. Fill that in, make sure that you know how much you’ve got coming in and how much you’ve got going out and perhaps where you can save money to help towards buying your first home. Then we would recommend either speaking to your Bank – they know your financial history or speaking to an independent financial adviser who can help you find the right mortgage for you. They will do all the leg work for you rather than going round each individual Bank finding out the different rates can be a bit daunting, you know you can be bombarded with information and once you’ve secured the right mortgage for you and you’ve got a mortgage agreed in principle, that’s when you need to then find the home for you and we’ll help you do that at Black Grace Cowley.
